Description

Complete M-Pesa Payment Integration (Express STK Push + Manual Paybill C2B)

Turn website visitors into paying customers instantly with our production-ready, dual-layer M-Pesa integration. Built specifically for businesses, e-commerce stores, and service platforms operating in Kenya and East Africa, this solution delivers a friction-free checkout experience backed by enterprise-grade security.

Key Features & How It Works

1. M-Pesa Express (STK Push)

• One-Click Automated Checkout: Customers simply enter their mobile number and click Pay. An instant Safaricom pop-up automatically appears on their phone screen prompting them for their M-Pesa PIN.

• Zero Input Errors: Eliminates typos in Paybill shortcodes, account references, or payment amounts because all details are pre-filled programmatically.

• Real-Time Order Verification: Your website instantly checks and displays payment status (with the M-Pesa receipt code) without requiring manual page reloads.

2. Manual C2B Paybill (Fallback Channel)

• Self-Initiated Lipa Na M-Pesa: Customers who prefer paying manually can open their M-Pesa menu, enter your Paybill number and unique order reference, and hit send.

• Instant Listener Webhook: Safaricom instantly notifies your server the second money lands in your account, automatically updating the customer’s order status to Paid.

Why Choose This M-Pesa Payment Solution?

• Higher Conversion Rates: Combining M-Pesa Express (STK Push) with a manual C2B backup ensures zero cart abandonment due to network delays or pop-up blockages.

• Automated Accounting & Database Sync: Automatically stores transaction histories, phone numbers, timestamps, and official Safaricom receipt IDs directly in your MySQL database.

• Built-in Admin Dashboard: Includes a secure management panel to search transactions, filter order statuses, and track live daily revenue.

• Clean & Secure Architecture: Prevents credential exposure by executing all authentication server-side, keeping your Consumer Keys, Secrets, and Passkeys completely hidden.

• Plug-and-Play Hosting Ready: Runs smoothly on standard PHP/MySQL environments (cPanel, Hostinger, DirectAdmin, etc.) with minimal configuration required.

What’s Included in the Package?

• Full Source Code: Clean, documented PHP backend scripts (daraja_stk.php) and dynamic HTML/CSS/JS frontend interface (checkout.html).

• Database Schema: Pre-configured SQL scripts to create required transaction tables in phpMyAdmin instantly.

• Admin Dashboard: Password-protected dashboard script (admin.php) for auditing payments and total earnings.

• Deployment Guide: Step-by-step instructions to take your site live on the Safaricom Daraja Production network.

Ready to Automate Your Business Payments?

Streamline your revenue collection and offer your customers the fastest checkout experience in Kenya. Get in touch today to purchase and deploy this integration on your site!